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Loan Services





Collaterized Loan
Collateral Savings + Time Deposit = 90% Loanable Amount
Interest Rate 1% per month(Diminishing)
Maximum Term 24 months
Loanable Amount 60-80% of Appraised Value
Interest 1.1 % per month (Diminishing)
Maximum Term 120 months or 10 years
Maximum Loan Amount 10 Million

Qualification
All SMMPC Member|Not over 60yrs old|All brand new unit only

Interest 2% per Month(Flat Rate)
Terms 3 year Maximum
Loanable Amount Based on the amount Financed 5% Down Payment + OTHERS
Interest 27% for 60 months .45% per month(Flat Rate)
Terms 12-60 months
Loanable Amount Based on the amount financed by Simbayanan 20% DOWNPAYMENT ALL-IN
Interest Rate 1% per month (Flat Rate)
Maximum Term 60 months or 5 years

Non-Collaterized Loan
Interest 1% per Month(Flat Rate)
Terms 3 year Maximum
Loanable Amount up to P200,000.00
Interest 2% per Month(Flat Rate)
Terms 24 Months - 2 year Maximum
Loanable Amount P5,000.00-P150,000.00

For selected members who are MIGS for the last 3 years
Loanable Amount 50,000 - 300,000 / x3 of Share Capital
Interest 2% per month(Flat Rate)
Maximum Term 24 months or 2 years
Interest 1.5% per Month(Diminishing)
Terms 36 Months or 3 year Maximum
Loanable Amount P50,000.00 - P300,000.00
Interest 1% per Month(Flat Rate)
Terms 1 year Maximum
Loanable Amount Depends on the amount of the appliances and gadgets(computation will be based on SRP)
Loanable Amount Share Capital x 3 up to max. of P300,000.00 (Less the outstanding non-collateral loan except Enrtep.)
Interest Rate 1% per month (Diminishing Bal.)
Maximum Term 12 mos.min up to 36 mos. Max payment of amort.will start after 3 mos.

Other Loan
Para sa mga Kamay-aring MIGS na nasalanta sa panahon ng kalamidad if Taguig City Government will declare state of calamity
Loanable Amount 5,000 - 20,000
Interest Rate 0.5% per Month (Flat Rate)
Maximum Term 12 Months or 1 Year

Other Features

Mahabang Termino sa Pagbabayad
      12 Months - 120 Months
May Insurance at Loans
      Loan Protection Plan
May Balik Tangkilik(Patronage Refund)




ANIM (6) NA PAMANTAYAN SA PAGHIRAM (6 CS OF CREDIT)

C of Credit Descrition
Character Background/Willingness to pay
Capacity Ability to pay
Condition Condition of the borrower/business
Collateral Security Offered
Capital Assets minus Liabilities
Co-maker Shared liability


For more information please visit us @SMMPC Contact Us