Loans

FEATURES

  • Balik Tangkilik (Patronage Refund).
  • Mahabang Termino sa Pagbabayad (12 Months - 120 Months).
  • May Insurance sa Loans (Loan Protection Plan).

Anim (6) na pamantayan sa paghiram (6cs of credits)

C of Credits Description
Character Background / Willing to pay
Capacity Ability to pay
Condition Condition to the borrower / business
Collateral Security offered
Capital Assets minus Liabilities
Co-maker Shared Loanability

Collateralized Loan

Back to Back Loan

Back to Back Loan
Collateral Savings+Time Deposit = 90% Loanable Amount
Interest Rate 1% per Month (Diminishing)
Maximum Rate 24 Months

Real Estate Mortgage Loan

Real Estate Mortgage Loan
Loanable Amount 60 - 80% of Appraised Value
Interest Rate 1.1% per Month (Diminishing)
Maximum Rate 120 Months or 10 years
Maximum Loan Amount 10 Million

Motorcycle Loan

Qualification

  • ALL Member Owner | Not over 60 yrs old | Brand new unit only
Motorcycle Loan
Loanable Amount Amount financed (SRP less DP)
Interest Rate 2% Flat Rate
Maximum Term 36 Months

Vehicle / Car Loan

Vehicle / Car Loan
Interest .45% Flat Rate
Terms 60 Months
Loanable Amount Amount financed (SRP less DP)

Memorial Loan

Memorial Loan
Loanable Amount P 200,000
Interest Rate 1% per Month(Flat rate)
Maximum Terms 60 Months or 5 years

Interment Loan

Interment Loan
Loanable Amount P 127,920
Interest Rate .20% per Month(Flat rate)
Maximum Terms 60 Months or 5 years

Non-Collateralized Loan

Character Loan

Character Loan
Interest Rate 1% per Month(Flat rate)
Terms 3 years Maximum
Loanable Amount up to P200,000.00

Regular Loan

Regular Loan
Interest Rate 2% per Month(Flat rate)
Terms 24 Months - 2 years Mzximum
Loanable Amount up to P5,000 - P150,000.00

Shared Capital Empowerment Loan

For selected members who are MIGS for the last 3 years

Shared Capital Empowerment Loan
Loanable Amount P50,000 - P300,000 / x3 of Share Capital
Interest 2% per Month(Flat rate)
Maximum Term 24 Months or 2 years

Enterprise Loan

Enterprise Loan
Interest rate 1.5% per Month (Diminishing)
Terms 36 Months or 3 years Maximum
Loanable Amount P50,000.00 - P300,000.00

Appliance Loan

Appliance Loan
Interest rate 1% per Month (Flat rate)
Terms 12 Months
Loanable Amount Depends on the amount of the appliances and gadgets (computation will be based on SRP)

Emergency Loan

Emergency Loan
Loanable Amount Share capital x3 up tp max. of P300,000.00 (less the outstanding non-collateral loan except Entrep.)
Interest Rate 1 % per Month (Diminishing balance)
Maximum Rate 12 months min up to 36 months max payment of amourt will start after 3 months

No time to visit our branch?

You can pay your Loans and Deposit for this simple step

Learn more