Time Deposit

Simbayanan Time Deposit Details

MAXIMIZE your savings with a TIME DEPOSIT that offers competitive interest rates, predictable returns, and a secure way to grow your money.

Higher Interest Rates

Guaranteed Returns

Secure Investment

Fixed Interest Rate

Tax-Free Earnings

Amount Interest Rate (Per Annum)
90 Days 180 Days 365 Days
₱10,000 - ₱100,000 3.00% 3.25% 3.50%
₱100,001 - ₱500,000 3.25% 3.50% 3.75%
₱500,001 and Above 3.50% 4.00% 4.50%
Note: Pre-terminated deposit before maturity date will be computed based on the prevailing savings interest rate.
Sample Computation:
Annual Interest Rate : 3.50% - 12 Months (1 Year)
Total Annual Interest : ₱100,000.00 x 3.50% = ₱3,500.00

Placement Amount (x) Interest Rate Per Annum = Total Annual Interest

Monthly Interest : Php 5,000.00

Total Annual Interest (÷) 12 Months = Monthly Interest

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Placement Amount Interest Earnings (Per Annum)
3 months 6 months 12 months
₱10,000.00 ₱75.00 ₱162.50 ₱350.00
₱50,000.00 ₱375.00 ₱812.50 ₱1,750.00
₱100,000.00 ₱750.00 ₱1,625.00 ₱3,500.00
₱200,000.00 ₱1,625.00 ₱3,500.00 ₱7,500.00
₱500,000.00 ₱4,062.50 ₱8,750.00 ₱18,750.00
₱700,000.00 ₱6,125.00 ₱14,000.00 ₱31,500.00
₱999,999.00 ₱8,749.99 ₱19,999.98 ₱44,999.96
₱1,000,000.00 ₱8,750.00 ₱20,000.00 ₱45,000.00
₱5,000,000.00 ₱43,750.00 ₱100,000.00 ₱225,000.00
Note: Pre-terminated deposit before maturity date will be computed based on the prevailing savings insterest rate.