Interment Service Loan
| Interment Service Loan Details | |
|---|---|
| Loan Amount | Ruby Plan ₱148,315 (Pre-need / spot cash) ₱160,000 (At-Need installment) (Subject to change without prior notice) |
| Interest Rate | 0.35% per month (Diminishing) |
| Terms | Maximum of 60 months (5 years) |
| Share Capital Requirements | None, but adding share capital is encouraged, especially for the first loan |
| Collateral to be Submitted | None |
| Collateral Subject to Forfeiture / Foreclosure / Repossess Once Default in Payment | Policy |
| Processing Time | 3 to 4 days after CIBI |
| Eligibility / Qualifications | At least ₱1,700 in share capital |
| Insurable Age | Up to 69 years old |
| Cash Out | Service fee and LPP |